Optional Add Ons


The Fertility Benefit requires that both husband and wife take up this option and has a year’s waiting period during which the couple are required to pay a higher contribution rate. Treatment is only available as on Elective Transfer Benefit for India.


There is generally a year’s waiting period on this option, and contributions will be paid in advance and continue for the duration of treatment.

Cosmetic Surgery & Dentistry

This allows you to pay in advance of procedure, and what you pay during the waiting period is determined by the procedure you would like to undertake.

Comprehensive Chronic Care

Gives beyond medications and offers a reminder service for those on chronic medication to top up their prescriptions as well as a home delivery service within a 5km radius of a ProHealth Network Pharmacy. Members covered on the Chronic Benefit Add On, may apply for accessories such as BP Monitors, Nebulising Machines and Glucometers – special conditions apply.